Phone : 033 22252906 / 033 22251883
Fax : 033 2257068
Email :
 
Details for Deposit
Details for  Loans
View Services
 
  Brief Profile of the Bank
 
 
    1. A premier Railway Urban Co-operative Bank functioning under Banking Regulation Act, 1949 and registered under Multi State Cooperative Societies Act 2002. Banking Facilities are provided to Share Holders and General Public also.

    2. The Bank has achieved license from RBI on 10th February, 2010.

    3. The Board of Directors consist of 20 elected Directors, Chairman and Vice-Chairman.

    4. The Bank has around 60,000 ( Approx ) Members at present.

    5. The Bank provides Member Loan to Share holders up to Rs. 4 lac at 14.5% rate of interest and Loan against Salary up to Rs.2.5 lacs at 15.5% rate of interest on liberal terms and conditions.

    6. In case of death of any member, the family members do not required to pay the outstanding loan balance to the Bank as the entire loan amount is covered under Death Relief Fund Scheme which the member can avail by contributing 0.5% of the loan sanctioned amount to this Fund at the time of his first loan disbursement.

    7. In addition to the above facilities the Bank pays dividend to its Share holders on yearly basis.

    8. The Bank provides a Compulsory Retirement Benefit Deposit ( CRBD ) Scheme for the benefit of the Share Holders. An amount of Rs. 300/- is being deducted from salary of every share holder from their monthly salary and the cumulative amount is being refunded to them at the time of final withdrawal of membership with an interest of 4% per annum.

    9. The Bank is maintaining Holiday Homes at Puri, Darjeeling, Digha and Gangtok at subsidized rates for its members & staff.

    10. The Bank has four branches and eight camp offices viz Maligaon (Assam) , Alipurduar (West Bengal), Katihar (Bihar), Tinsukia (Assam),
      Lumding (Assam), New Jalpaiguri, (West Bengal), New Bongaigaon (Assam ) & Rongiya (Assam).

    The functions of these camp offices are to correspond with the members in relation to their different requirements and problems.

 
 
 
-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Holiday Home
Staffs and Shareholders have opportunity to book accommodation of holiday home at various places.
   
Notice Board
We are passing on latest information and keeping people informed of our latest offers.
Questionnaire
Do u have any question?
Or any kind of queries?
We have expert to answer your queries.
Download Forms
We have different type of form in PDF format. You
can download from here.
-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
  Home | Brief Profile of the Bank | Board of Directors | Executive Members | Memorandum | Mission & Vision | Products / Services / Schemes
News | Announcement Questionnaire | Download Forms | Branches | Holiday Home | Notice Board | Customer Care | Feedback | Complaints