One of the key objectives of the bank is to support the financially excluded members of the Indian Railways located in far-flung and remote areas in the vast Railway network of Darjeeling Himalayan Railways, East Central Railway, Eastern Railway, Metro Railway Kolkata & North East Frontier Railway.

It is often a challenge to meet our Shareholders because of the low connectivity as they work on new railway lines and reconstruct older ones. We try our best with a network of Camp Offices supported by dedicated workers in an effort to address the last mile connectivity.

We have a single Personal Loan product with two variants, depending on whether the salary account is with our Bank or elsewhere, with a marginal difference in pricing between the two.